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One Bank. One Transfer. Every Payment.

OneUtility MFB is a Digital Bank with registration number 1084813 and regulated by the Central Bank of Nigeria to offer banking services. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

FOR YOU

  • Personal Banking
  • Cards
  • Loans
  • Savings
  • Investments
  • Kiddies & Teens

FOR BUSINESS

  • Business Banking
  • Branch & Team Mgt.
  • Investment
  • Business Cards
  • Collections
  • APIs & Integrations
  • Business Loans

UTILITY BANKING

  • Utility Banking
  • Utility Cards
  • Utility Loans
  • Asset & Infrastructure Financing
  • Green Lending

1UBANK

  • About Us
  • Contact Us
  • Investor Relations
  • Careers
  • Blog
  • Press & Media
  • Privacy Policy
  • Request Account Deletion

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4u@oneutilitymfb.com
+234 813 129 4306, +234 913 6666 700
+234 913 6666 700

© 2026 OneUtility MFB. All rights reserved.

About Us

OneUtility is pioneering Utility Banking, a new category of banking that seamlessly connects financial services with the everyday payments people make.

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UTILITIES
AGENTS
YOU
BUSINESSES

Powered by our revolutionary technology, Utility Banking is simplifying payment experiences, reducing operational complexity, improving collections and creating a smarter financial ecosystem for consumers, businesses, merchants, service providers and institutions alike.

VISION

To Be Africa's Utility Switch, Powering Efficient Financial Solutions

MISSION

To empower individuals and businesses with simplified solutions that enable them to manage money, make everyday payments effortlessly, and live with greater confidence.

500k +

Utility Accounts Created

5M+

Satisfied Customers & Businesses

5k +

Agents & Partners

Today, we are building one of Africa's largest connected payment ecosystems, integrating over 500 million utility accounts and creating an infrastructure that is changing how payments move across the country.

As Africa's First Utility Bank, we are not simply delivering banking services, we are building the infrastructure powering the future of everyday banking.

CORE VALUES

InnovationSpeedIntegrity
ProfessionalismExcellenceCustomer First