Put Your Money to Work
Keeping your money is one thing, giving it the opportunity to grow is another. 1U is bringing investment options into your everyday banking experience, helping you move beyond simply saving and start thinking about what your money can do for your future.
Make Your Money Part of Your Bigger Plans.
Your financial goals don't all look the same. You might be building towards a major purchase, creating long-term wealth, or simply looking for ways to make better use of money you don't need right away.
Our investment solutions are designed to help you make informed choices based on what you're working towards, how long you want to invest, and the level of risk you're comfortable taking.
A Simpler Way to Start Investing
Investing can feel complicated when you're trying to understand where to begin.
Explore
Review available investment opportunities and understand the relevant terms.
Invest
Complete your investment in a few taps using your existing account.
Track
Keep an eye on your investment and monitor its progress over time.
Win
See your money grow while working towards what matters to you.
Investment Calculator
Fixed-term maturity modeling
Fixed by the bank — not editable.
Maturity Value
₦1,150,000
Indicative only, at a fixed rate of 5% per month.
Invest With More Visibility
Understanding your investment and how it's performing can help you make better financial decisions.
Your investment experience should give you clear information on the amount invested, applicable returns, maturity or investment period, and other relevant details.
Investment Options
We are expanding the range of investment opportunities available through 1U as the platform evolves.
Fixed Income
Opportunities designed for customers looking for structured investment options with defined terms and returns.
Money Market Funds
Access to professionally managed investment options designed around short- to medium-term financial goals.
Investing With Your Bigger Picture in Mind
Your investments don't exist in isolation. They sit alongside the rest of your financial life, including your everyday account, savings and other financial solutions, helping you take a more complete view of how you're building towards the future.
What to Consider Before Investing
Every investment carries some level of risk, and different options are suited to different financial goals.
Before investing, be clear on the following:
What you're investing in
How long it will be tied up
The returns you expect
The risks involved
When you can access your money
Any fees that apply
Frequently Asked Questions
Everyone with investable funds.
Ready to Start Building for What's Next?
Open a personal account and explore investment opportunities designed to help you put your money to work.
Invest Now