Every Card You'll Ever Need
From everyday spending to online subscriptions, utility bills, and credit, OneUtility gives you a card built for the moment.
Debit CardVirtual CardUtility CardCredit CardDebit CardVirtual CardUtility CardCredit CardDebit CardVirtual CardUtility CardCredit Card
Debit Card
Your everyday card, everywhere. Tap, swipe, or withdraw — your Debit Card is linked straight to your account for ATM, POS, and online payments.
- Free home or agent-pickup delivery
- Instant freeze/unfreeze
- Set your own spending limits
Total Control, Zero Stress
Your 1U card comes with built-in security.
🔒Freeze in a tap
Pause any card instantly from the app whenever you need to.
🚨Instant hotlisting
Lost or stolen? Hotlist your card the moment you notice.
⚙️Channel controls
Toggle ATM, POS, and online use on or off, anytime.
🌍International controls
Set spending limits for transactions made outside Nigeria.
Frequently Asked Questions
You can request a card through your 1U account and follow the steps to have your card issued to you.
Ready to Get Your Card?
Pick the card that fits how you spend, save, and pay bills — and get it in minutes.
