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One Bank. One Transfer. Every Payment.

OneUtility MFB is a Digital Bank with registration number 1084813 and regulated by the Central Bank of Nigeria to offer banking services. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

FOR YOU

  • Personal Banking
  • Cards
  • Loans
  • Savings
  • Investments
  • Kiddies & Teens

FOR BUSINESS

  • Business Banking
  • Branch & Team Mgt.
  • Investment
  • Business Cards
  • Collections
  • APIs & Integrations
  • Business Loans

UTILITY BANKING

  • Utility Banking
  • Utility Cards
  • Utility Loans
  • Asset & Infrastructure Financing
  • Green Lending

1UBANK

  • About Us
  • Contact Us
  • Investor Relations
  • Careers
  • Blog
  • Press & Media
  • Privacy Policy
  • Request Account Deletion

Get the app

4u@oneutilitymfb.com
+234 813 129 4306, +234 913 6666 700
+234 913 6666 700

© 2026 OneUtility MFB. All rights reserved.

Cards Built for Business

Give your business secure, convenient access to its money with cards designed for everyday operations, online payments and utility management.

Open a Business Account
A factory worker paying with a business debit card via a POS terminal
Debit CardVirtual CardUtility CardCredit CardDebit CardVirtual CardUtility CardCredit CardDebit CardVirtual CardUtility CardCredit Card
Debit CardVirtual CardUtility CardCredit CardDebit CardVirtual CardUtility CardCredit CardDebit CardVirtual CardUtility CardCredit Card

Debit Card

Ideal for

  • ATM withdrawals
  • POS payments
  • Business purchases
  • Staff expenses
  • Cashless transactions
Request Your Card
Debit Card front design

Ready to Get Your Card?

Pick the card that fits how you spend, save, and pay bills — and get it in minutes.

1U Bank virtual card design
1U Bank debit card design