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One Bank. One Transfer. Every Payment.

OneUtility MFB is a Digital Bank with registration number 1084813 and regulated by the Central Bank of Nigeria to offer banking services. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

FOR YOU

  • Personal Banking
  • Cards
  • Loans
  • Savings
  • Investments
  • Kiddies & Teens

FOR BUSINESS

  • Business Banking
  • Branch & Team Mgt.
  • Investment
  • Business Cards
  • Collections
  • APIs & Integrations
  • Business Loans

UTILITY BANKING

  • Utility Banking
  • Utility Cards
  • Utility Loans
  • Asset & Infrastructure Financing
  • Green Lending

1UBANK

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  • Request Account Deletion

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4u@oneutilitymfb.com
+234 813 129 4306, +234 913 6666 700
+234 913 6666 700

© 2026 OneUtility MFB. All rights reserved.

Dream Bigger. We’ve Got the Rest.

Run your business your way with banking that fits around your day, whether you’re at your desk, in your shop or on the move.

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Growth Shouldn’t Have to Wait.

Whether you’re buying more stock, opening a new location or taking on a bigger opportunity, move when the moment is right, not just when the money is.

Unlock Your Next Opportunity

₦5,000,000

₦500k₦25m

Over how long?

Monthly repayment

₦475,706

Total repayable

₦5,708,477

Indicative only, at 2.1% monthly on reducing balance. Your rate depends on account history.

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Your Next Customer Is Waiting

Make it easy for customers to pay you, however they choose. Less time waiting for payments means more time building your business.

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Every Minute Matters

The best businesses don’t waste time on repetitive tasks. Automate the everyday so you can focus on the work that moves your business forward.

Get Started
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Give Access…Not Anxiety

Add team members and set the right permissions for each one, so you can delegate the everyday without losing control of what matters.

Life, Uninterrupted.

Your essentials, your future, always taken care of — from everyday needs to the support that helps you grow.

Get Started TodayDownload the App
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