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Getting Paid Should Feel Easy

Your customers shouldn’t have to work hard to pay you, and your team shouldn’t have to work hard to work out who has paid.

Make Collections Easier
A market vendor accepting a card payment through a POS terminal
Card paymentsBank transferQR CodesTap to PayUSSD paymentsVirtual Account APICard paymentsBank transferQR CodesTap to PayUSSD paymentsVirtual Account APICard paymentsBank transferQR CodesTap to PayUSSD paymentsVirtual Account API
Card paymentsBank transferQR CodesTap to PayUSSD paymentsVirtual Account APICard paymentsBank transferQR CodesTap to PayUSSD paymentsVirtual Account APICard paymentsBank transferQR CodesTap to PayUSSD paymentsVirtual Account API

Give Every Payment a Clear Place

Dedicated virtual accounts can help businesses receive customer payments while keeping those payments connected to the right business records.

Spend Less Time Reconciling

With incoming payments automatically reflected in your transaction records, your team gets a clearer view of what has been received.

More Ways to Get Paid

Payment Links are designed to give businesses another simple way to collect payments across invoices, online sales, social commerce and other customer journeys.

Take Payments Where Business Happens

Your customers don’t always pay online. Give them another way to pay while keeping your business connected to the rest of your financial activity.

Accept Payments

Use POS to accept customer payments wherever your business operates.

Keep Track

Monitor transactions and settlement activity alongside your other business finances.

Our POS supports card payments, bank transfer, QR codes, Tap to Pay and USSD payments.

Get a POS

Collect payments your customers’ way

Give your customers convenient payment options while keeping all your collections connected to your business account.

Virtual Accounts

Create dedicated or dynamic virtual account numbers for your customers, invoices or transactions. Customers can simply make a bank transfer to the assigned account, while the payment is automatically linked to your business.

Payment Links

Create and share payment links with customers through channels such as WhatsApp, SMS, email or social media. Customers can use the link to make a payment without needing to know your bank account details.

Bank Transfers

Give customers a simple way to pay directly into your designated account or virtual account. Payments can be automatically identified and matched to the relevant customer or transaction.

Cards and Digital Payments

Accept payments through supported card and digital payment channels, giving customers more flexibility in how they pay.

Know when you have been paid

You do not have to keep checking your account or waiting for customers to send payment screenshots. OneUtility provides transaction updates and instant notifications, helping your business know when payments have been received.

Keep your collections organised

Every payment can be linked to the customer, invoice or transaction it relates to, making it easier to track what has been paid and what is still outstanding. This gives your business a clearer view of incoming payments and makes reconciliation easier.

Built for businesses of every size

Whether you are collecting school fees, subscription payments, customer invoices, marketplace payments or other business revenue, OneUtility gives you the tools to make collecting and tracking payments easier.

Frequently Asked Questions

You can accept card payments and other supported payment methods, giving your customers more convenient ways to pay.