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OneUtility MFB is a Digital Bank with registration number 1084813 and regulated by the Central Bank of Nigeria to offer banking services. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

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1U Blogs

Stories and insights to help you navigate money in a changing world.

5 Smart Ways to Grow Your Savings in 2026

Small, consistent habits compound fast. Here are five practical ways to build your savings without changing your lifestyle overnight.

Chris Uwana

12 Jan 2026

How Utility Banking Is Changing the Way Nigerians Pay Bills

From electricity to cable subscriptions, see how OneUtility is turning routine bill payments into one seamless banking experience.

Ngozi Adeyemi

28 Jan 2026

A Beginner's Guide to Investing with OneUtility

New to investing? We break down the account types, risk levels, and first steps to help you put your money to work.

David Okonkwo

09 Feb 2026

Budgeting Tips for Young Professionals Starting Out

A simple framework for tracking income, cutting waste, and still leaving room for the things you actually enjoy.

Amara Chukwu

21 Feb 2026

How Small Businesses Can Access Fast, Flexible Loans

Cash flow gaps shouldn't stall your business. Here's how OneUtility's loan products are built for speed and flexibility.

Tunde Bakare

06 Mar 2026

Everyday Security Habits That Keep Your Account Safe

From strong PINs to spotting phishing attempts, these small habits go a long way in keeping your money safe.

Ifeoma Nwosu

18 Mar 2026

Teaching Kids About Money: Why We Built Kiddies & Teens

We designed Kiddies & Teens to make money a hands-on lesson, not just a lecture. Here's the thinking behind it.

Chioma Eze

02 Apr 2026

The Rise of Digital-First Banking in Nigeria

Branches aren't going away, but the way Nigerians bank is. We look at what's driving the shift to digital-first banking.

Ngozi Adeyemi

15 Apr 2026

Behind the Scenes: How We Process Utility Payments Instantly

Ever wondered what happens the moment you pay a utility bill on our app? Here's a look under the hood.

David Okonkwo

27 Apr 2026

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