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One Bank. One Transfer. Every Payment.

OneUtility MFB is a Digital Bank with registration number 1084813 and regulated by the Central Bank of Nigeria to offer banking services. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

FOR YOU

  • Personal Banking
  • Cards
  • Loans
  • Savings
  • Investments
  • Kiddies & Teens

FOR BUSINESS

  • Business Banking
  • Branch & Team Mgt.
  • Investment
  • Business Cards
  • Collections
  • APIs & Integrations
  • Business Loans

UTILITY BANKING

  • Utility Banking
  • Utility Cards
  • Utility Loans
  • Asset & Infrastructure Financing
  • Green Lending

1UBANK

  • About Us
  • Contact Us
  • Investor Relations
  • Careers
  • Blog
  • Press & Media
  • Privacy Policy
  • Request Account Deletion

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4u@oneutilitymfb.com
+234 813 129 4306, +234 913 6666 700
+234 913 6666 700

© 2026 OneUtility MFB. All rights reserved.

Freedom to Live Your Way.

Life doesn’t come in categories, and neither should your banking. Whatever today looks like, OneUtility helps you stay one step ahead.

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Life doesn't pause... and neither should you

With everything connected in one place, you spend less time
managing money and more time living fully.

A banking experience designed around you

01

Peace of Mind

No more second guessing, every transaction is clear and reliable.

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Enjoy Today. Build Tomorrow.

The best financial plan lets you enjoy the present without losing sight of the future. Spend with confidence while growing towards what's next.

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Let Your Future Thank You.

The choices you make today shape tomorrow. Put your money where it can grow while you build the life you've imagined.

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Don't Let Opportunity Wait.

Sometimes life doesn't give you time to save first. When the right opportunity comes along, move forward with confidence.

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Big Dreams Start Small.

Every lesson, every milestone, every first step deserves a strong foundation. Start building healthy money habits for the ones who matter most.

Wherever You Feel Comfortable

Whether you’re at home, at work or anywhere you trust, enjoy the confidence of knowing an extra layer of protection is looking out for you.

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Life, Uninterrupted.

Your essentials, your future, always taken care of — from everyday needs to the support that helps you grow.

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