Internal Auditor

About the Role

The Internal Auditor is responsible for providing independent assurance on the effectiveness of the bank's internal controls, risk management framework, governance processes, and regulatory compliance. The role oversees financial, operational, compliance, and technology audits, ensuring adherence to CBN, NDIC, AML/CFT, and IFRS requirements while identifying control weaknesses, strengthening governance, and supporting continuous improvement across the digital bank.

Key Responsibilities

• Develop and execute risk-based audit plans, conducting financial, operational, compliance, and IT audits across the bank's operations.
• Evaluate the effectiveness of internal controls, governance processes, and risk management frameworks, recommending practical improvements to mitigate operational and financial risks.
• Audit digital banking operations, payment systems, lending activities, treasury processes, customer onboarding, and other technology-enabled business functions.
• Ensure compliance with CBN, NDIC, AML/CFT regulations, IFRS, and internal policies while supporting regulatory examinations and statutory audits.
• Prepare comprehensive audit reports, communicate findings, track remediation plans, and validate the implementation of corrective actions.
• Provide advisory support on emerging risks, internal control enhancements, governance best practices, and evolving regulatory requirements within the digital banking environment.
• Collaborate with Risk Management, Compliance, external auditors, regulators, and the Board Audit Committee to strengthen the bank's overall control environment.
• Lead and develop the internal audit team, promoting professionalism, continuous improvement, and adherence to audit standards and ethical practices.

Required Qualifications

• Bachelor's degree in Accounting, Finance, Economics, or a related field. Professional certifications such as ACA, ACCA, CIA, or CISA are required, while CIBN certification is an added advantage.
• Minimum of 3–5 years of experience in internal or external audit within the banking or fintech industries.
• Proven experience conducting financial, operational, compliance, and technology audits, including digital banking platforms and core banking systems.
• Strong understanding of internal audit methodologies, enterprise risk management frameworks, internal controls, and governance principles.
• Sound knowledge of CBN regulations, NDIC guidelines, AML/CFT requirements, IFRS, and applicable regulatory standards.
• Proficiency in Microsoft Office, audit software, and data analytics tools, with strong analytical, investigative, and report-writing skills.
• Excellent communication, stakeholder management, leadership, and problem-solving abilities, with the integrity and judgment required to operate effectively in a fast-paced digital banking environment.